Frostspring Business Loans, a small-business funding broker in Dothan, Alabama, takes calls and online requests from Abbeville owners. Of the 139 employer establishments in ZIP 36310 in 2023, 57.6 percent employed fewer than five people (Census ZBP). Abbeville is in Henry County, AL, about 25 miles from Dothan, AL. Each credit decision, and every rate and term, sits with a lending partner.
| County | Henry County, AL |
|---|---|
| Distance | Roughly 25 miles NNE of Dothan, AL |
| ZIP 36310 employers | 139 payroll employers counted for 2023 (ZBP) |
| Under five employees | 57.6% of them |
| ZIP 36310 employees | 1,767 in 2023 |
Henry County, AL Records Apply
Abbeville is in Henry County, Alabama, about 25 miles north-northeast of Dothan, AL. Henry County records apply to Abbeville businesses, not Houston County, AL records.
ZIP 36310 Employers
All of Abbeville lies inside ZIP 36310, but the town covers only about 7 percent of the ZIP's land (U.S. Census Bureau, 2020 ZCTA-to-place relationship file). The ZIP figures therefore describe a wide rural postal area around the town.
| Sector | Establishments | Under 5 employees |
|---|---|---|
| Retail trade | 23 | 39.1% |
| Health care and social assistance | 15 | 40.0% |
| Other services | 15 | 73.3% |
| Accommodation and food services | 14 | 57.1% |
| Professional, scientific and technical | 11 | 81.8% |
| Finance and insurance | 9 | 66.7% |
ZIP 36310 had 139 employers with 1,767 employees in 2023, and 57.6 percent of those employers had fewer than five people (U.S. Census Bureau, ZIP Code Business Patterns 2023).
Very Small Firms and Request Size
When most employers have a handful of staff, the question is often not which structure but how much. A modest gap with a clear end fits working capital; costs that recur unevenly fit a line of credit, which charges interest only on what is drawn.
Seven in ten other-services employers in the ZIP (repair shops, salons and similar) and eight in ten professional firms had fewer than five people. For those owners, a request sized to one specific bill is easier for a partner to read than a general cushion.
Health Care and Food Service in ZIP 36310
After retail, health care and social assistance had the most employers in ZIP 36310, 15, followed by other services (15) and accommodation and food services (14) (U.S. Census Bureau, ZIP Code Business Patterns 2023). Clinics and kitchens share one trait: expensive equipment that has to work every day. When something fails, the funding question is usually how to replace it quickly without draining the operating account.
A Short Checklist for Abbeville, AL Owners
- Separate business and personal bank accounts, if they are not already.
- Gather recent statements from the business account.
- Note any existing loans, leases or advances and their payments.
- Write one line on what the money pays for.
Reaching Frostspring From Henry County, AL
By phone or the short online form. Census numbers for Houston County, AL cover the office's county, and towns in Dale and Henry counties lists more communities.
Who Frostspring Business Loans works with in Abbeville, AL
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Abbeville, AL business is something else, call and ask before you spend time on paperwork.
What to gather before you call
- The last three to six months of business bank statements
- Your most recent business tax return
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- A driver's license or passport for each owner
- Details of any loans, leases or advances the business already carries
- A written quote or invoice if the money is for equipment
Partners differ in what they request; this list covers the usual ground.
The steps after your first call
- Reach us at (334) 256-0679 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Frostspring Business Loans is based at 161 S St Andrews St, Dothan, AL 36301.
By Frostspring Business Loans · Updated
